Working Capital Loan Designed For Everyday Needs
About InstaVyapaar
InstaVyapaar is built for everyday business owners who keep their businesses running through good days, slow days, and everything in between.
We believe loans for businesses should support how businesses actually work, not force them into rigid repayment structures or unclear terms. That’s why InstaVyapaar offers collateral-free business loans designed around real cash flow, with predictable repayments and complete clarity from day one.
Our approach is simple: respect the business, respect the cash flow, and grow credit responsibly. Loan limits start at a sensible level and increase through regular repayment, not pressure or promises.
InstaVyapaar works with RBI registered lending partners and follows responsible lending practices to ensure fairness, transparency, and data security at every step.
What We Stand For
Cash-flow–aligned repayments
Repay at a pace that matches your business income. Designed to stay aligned with your cash flow.
Clear and predictable terms
Know exactly what you’ll pay and when. No surprises, just clear loan terms.
No collateral or hidden surprises
No collateral needed to get started. What you see is exactly what you get.
Behaviour-based credit growth
Build your credit gradually through responsible repayments. Better behaviour unlocks higher loan amount.
Our Mission
To provide transparent and responsible working capital to business owners, designed around real cash flows.
InstaVyapaar offers business-only credit that respects daily earnings, keeps repayments predictable, and allows credit to grow through regular repayment, not promises.
We are committed to clear rules, fair treatment, and complete clarity across the entire loan journey.
Our Vision
To build India’s most trusted loan platform for business owners, where loans are designed around real cash flow, not rigid rules.
We envision a future where merchants can access working capital without fear or pressure, and where credit supports everyday business realities instead of adding stress.
